Americredit
October 14th, 2007 at 3:26 pm (Uncategorized, Bank Accounts, Credit Cards, Collection Agencies)
When some bad things happen to you because of some shady company, it would be very important and nice of you to share your experience with other people. It is very humanely to spread the word nowadays when all these scam, fraud and harassment things occur again and again. This matter especially concerns financial sphere. Honest people work really hard for money. And this is very unjust when these common people are cheated and ripped off trying to pay off the loan or mortgage. And usually they understand that they cannot defend themselves, because they knew that the type of financing they have chosen is not a prime one. Thus, they have to be ready to everything. Like in case with Americredit.
Their business practice. Companies like Americredit are not that pick and choose when it comes to collecting their money. They start with calling your home every day and night unlimited number of times. They can even call to harass you on the 4th of July. Americredit can also call your neighbours and say that you owe them money, or that you are very late on payments. And this could be because of them delaying your payments. And you get the first mark on credit record the very first time they state you have missed your due date. From that time Americredit keep on ruining your credit history which from the very beginning was not that good otherwise you would not involve yourself with this company. Besides, their interest rates are really exorbitant. And Americaredit can change your due date without any notifying and explanation which may cause your first late payment.
Their client service. If you would try to call Americredit customer service, you would be discouraged from the very first call. Their customer service representatives are very incompetent and unable to answer any of your questions. You would be able to get some information or maybe even explanation only if you reach a supervisor.