Emerge Mastercard Fraud
October 4th, 2007 at 11:31 pm (Bank Accounts, Credit Cards)
All these problems with credit cards, credit card fraud and scam have become such a usual thing, that it is really amazing that still nothing is done. And these people, if one can name them so, keep on cheating hard working American citizens who care about their credit record. And one of these companies is Emerge Mastercard.
How it can happen to you.
At most times it happens out of the blue. You have good credit record, you have never been late with you payments, you have never been over the credit limit. And then one bright day you receive a letter from you your credit card company such as Providian or GetSmart, stating that your account has been sold to Emerge Mastercard. And you may not even ask those managers why your account has been sold: they will give no answer. Or they might just say that you have must have been deemed a very bad risk.
What troubles you may encounter.
Problems come right after your account has been sold. You receive a bill statement, saying that Emerge Mastercard has doubled your previous interest rate with no explanation on it. And then they delay your payments as much as possible making you pay late fees. Yes, they make you pay for their error! And when you are trying to get an answer calling their customer service and you found out that it is impossible to talk to anyone there. All you get is run around and rudeness. Or you may finally catch an English-speaking person on the phone and inform him or her of the problems you are having with your statement and that person would answer you that a statement is courtesy and that they do not have to send you anything. The only way out could be to hire a credit attorney and close all Emerge accounts.